It’s almost summer! Families are starting to enrol their kids in summer camp, and campers are itching to hit the road.
This season of eager plan-making can be an exciting and stressful time of year for camp owners. If you’re a camp owner, you understand more than anyone else the dynamic and evolving risks involved in owning and running a campground. The responsibility of the wellbeing of your campers and staff falls on your shoulders. To maintain a thriving operation, you need insurance that covers the unexpected.
Assessing the risks
Camp owners need to imagine a complex set of risks arising from visitors, staff, and the environment. These could come from:
- The higher likelihood that children and adolescents will engage in risky activities when not supervised by parents/guardians
- The relationships between campers and staff
- Exposure to risks that could result in serious injury or death (e.g. swimming while unsupervised by a lifeguard, hiking in hazardous/unmarked areas, fires, operating boats and other camp assets improperly, and lack of protective equipment)
- Damage to owned and unowned equipment and property (e.g. trailers, watercraft, etc.)
- Expenses from repairs needed as a result of accidents
- Health issues (e.g. food/drink poisoning, infectious diseases, vermin/pests, and defective sanitization)
Specialized coverage for camp owners is rare but necessary.
Every camping operation is unique.
We offer specialized insurance packages tailored to meet the protection needs of campground owners. Get in touch with one of our expert brokers today at 1 (877) 452-5127 or email us at info@armour-insurance.com
