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Key person insurance is life or disability insurance for the key person of the business. This person would be crucial to the business and the person whose absense would sink the company. Let's make sure they are properly insured!

If a key person of your team passes away or becomes disabled, you will suffer short term, and long term you may have to find a replacement. This means there is a lot of downtime, and in worse cases, the business might even be shut down.

Some benefits to the key person life or disability insurance plan which you could:
  • Recruit, hire, and train a replacement
  • Pay off debt and deal with creditors
  • Reassure customers, employees, and investors that the business will continue operating
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